Moving from Indianapolis to Austin (2026)
Austin has a COL index of 122 vs 89 for Indianapolis (100 = US average). Expect to pay about 37% more for the same lifestyle.
Key differences
Salary needed in Austin to match your Indianapolis lifestyle
Based on the 37% cost of living increase between the two cities.
| Your salary in Indianapolis | Equivalent in Austin |
|---|---|
| $40K | $54,831 |
| $50K | $68,539 |
| $60K | $82,247 |
| $75K | $102,809 |
| $80K | $109,663 |
| $100K | $137,079 |
| $120K | $164,494 |
| $150K | $205,618 |
Monthly budget at $75K — Indianapolis vs Austin
| Expense | Indianapolis | Austin |
|---|---|---|
| Monthly take-home | $4,541 | $4,741 |
| 1BR rent | $1,200 | $1,800 |
| Groceries | $357 | $372 |
| Transport | $60 | $50 |
| Utilities | $155 | $170 |
| Internet | $55 | $65 |
| Left after essentials | $2,714 | $2,284 |
Frequently asked questions
Is Austin cheaper than Indianapolis?
No. Austin has a cost of living index of 122 vs 89 for Indianapolis (100 = US average). That's about 37% more expensive.
How much will I save moving from Indianapolis to Austin?
On a $75K salary, core expenses in Austin run about $630/month more than Indianapolis. Factor this into your salary negotiation when relocating.
What salary do I need in Austin to match my Indianapolis lifestyle?
To maintain the same purchasing power as $75,000 in Indianapolis, you'd need roughly $102,809/year in Austin. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only