Moving from Honolulu to Waco (2026)
Waco has a COL index of 83 vs 186 for Honolulu (100 = US average). You'd pay about 55% less for the same lifestyle.
Save ~$2,366/mo
on core expenses · $75K salary baseline
Key differences
COL index
18683
100 = US avg
1BR rent
$3,200$1,000
per month
State tax
11%None
income tax
Take-home at $75K
$4,053$4,741
per month
Salary needed in Waco to match your Honolulu lifestyle
Based on the 55% cost of living decrease between the two cities.
| Your salary in Honolulu | Equivalent in Waco |
|---|---|
| $40K | $17,849 |
| $50K | $22,312 |
| $60K | $26,774 |
| $75K | $33,468 |
| $80K | $35,699 |
| $100K | $44,624 |
| $120K | $53,548 |
| $150K | $66,935 |
Monthly budget at $75K — Honolulu vs Waco
| Expense | Honolulu | Waco |
|---|---|---|
| Monthly take-home | $4,053 | $4,741 |
| 1BR rent | $3,200 | $1,000 |
| Groceries | $456 | $350 |
| Transport | $70 | $38 |
| Utilities | $185 | $172 |
| Internet | $75 | $60 |
| Left after essentials | $67 | $3,121 |
Frequently asked questions
Is Waco cheaper than Honolulu?
Yes. Waco has a cost of living index of 83 vs 186 for Honolulu (100 = US average). That's about 55% cheaper.
How much will I save moving from Honolulu to Waco?
On a $75K salary, moving from Honolulu to Waco could save roughly $2,366/month on core expenses. That's ~$28,392/year.
What salary do I need in Waco to match my Honolulu lifestyle?
To maintain the same purchasing power as $75,000 in Honolulu, you'd need roughly $33,468/year in Waco. This is based on the overall COL index difference between the two cities.
Moving from Waco to HonoluluHonolulu vs Waco — full comparisonHonolulu cost of livingWaco cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only