Moving from Honolulu to San Diego (2026)

San Diego has a COL index of 148 vs 186 for Honolulu (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$677/mo
on core expenses · $75K salary baseline

Key differences

COL index
186148
100 = US avg
1BR rent
$3,200$2,600
per month
State tax
11%9.3%
income tax
Take-home at $75K
$4,053$4,159
per month

Salary needed in San Diego to match your Honolulu lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in HonoluluEquivalent in San Diego
$40K$31,828
$50K$39,785
$60K$47,742
$75K$59,677
$80K$63,656
$100K$79,570
$120K$95,484
$150K$119,355

Monthly budget at $75K — Honolulu vs San Diego

ExpenseHonoluluSan Diego
Monthly take-home$4,053$4,159
1BR rent$3,200$2,600
Groceries$456$414
Transport$70$100
Utilities$185$130
Internet$75$65
Left after essentials$67$850

Frequently asked questions

Is San Diego cheaper than Honolulu?

Yes. San Diego has a cost of living index of 148 vs 186 for Honolulu (100 = US average). That's about 20% cheaper.

How much will I save moving from Honolulu to San Diego?

On a $75K salary, moving from Honolulu to San Diego could save roughly $677/month on core expenses. That's ~$8,124/year.

What salary do I need in San Diego to match my Honolulu lifestyle?

To maintain the same purchasing power as $75,000 in Honolulu, you'd need roughly $59,677/year in San Diego. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only