Moving from Honolulu to Providence (2026)

Providence has a COL index of 108 vs 186 for Honolulu (100 = US average). You'd pay about 42% less for the same lifestyle.

Save ~$1,449/mo
on core expenses · $75K salary baseline

Key differences

COL index
186108
100 = US avg
1BR rent
$3,200$1,800
per month
State tax
11%6%
income tax
Take-home at $75K
$4,053$4,366
per month

Salary needed in Providence to match your Honolulu lifestyle

Based on the 42% cost of living decrease between the two cities.

Your salary in HonoluluEquivalent in Providence
$40K$23,226
$50K$29,032
$60K$34,839
$75K$43,548
$80K$46,452
$100K$58,065
$120K$69,677
$150K$87,097

Monthly budget at $75K — Honolulu vs Providence

ExpenseHonoluluProvidence
Monthly take-home$4,053$4,366
1BR rent$3,200$1,800
Groceries$456$399
Transport$70$75
Utilities$185$195
Internet$75$68
Left after essentials$67$1,829

Frequently asked questions

Is Providence cheaper than Honolulu?

Yes. Providence has a cost of living index of 108 vs 186 for Honolulu (100 = US average). That's about 42% cheaper.

How much will I save moving from Honolulu to Providence?

On a $75K salary, moving from Honolulu to Providence could save roughly $1,449/month on core expenses. That's ~$17,388/year.

What salary do I need in Providence to match my Honolulu lifestyle?

To maintain the same purchasing power as $75,000 in Honolulu, you'd need roughly $43,548/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only