Moving from Honolulu to Madison (2026)

Madison has a COL index of 97 vs 186 for Honolulu (100 = US average). You'd pay about 48% less for the same lifestyle.

Save ~$1,665/mo
on core expenses · $75K salary baseline

Key differences

COL index
18697
100 = US avg
1BR rent
$3,200$1,650
per month
State tax
11%7.7%
income tax
Take-home at $75K
$4,053$4,259
per month

Salary needed in Madison to match your Honolulu lifestyle

Based on the 48% cost of living decrease between the two cities.

Your salary in HonoluluEquivalent in Madison
$40K$20,860
$50K$26,075
$60K$31,290
$75K$39,113
$80K$41,720
$100K$52,151
$120K$62,581
$150K$78,226

Monthly budget at $75K — Honolulu vs Madison

ExpenseHonoluluMadison
Monthly take-home$4,053$4,259
1BR rent$3,200$1,650
Groceries$456$384
Transport$70$62
Utilities$185$162
Internet$75$63
Left after essentials$67$1,938

Frequently asked questions

Is Madison cheaper than Honolulu?

Yes. Madison has a cost of living index of 97 vs 186 for Honolulu (100 = US average). That's about 48% cheaper.

How much will I save moving from Honolulu to Madison?

On a $75K salary, moving from Honolulu to Madison could save roughly $1,665/month on core expenses. That's ~$19,980/year.

What salary do I need in Madison to match my Honolulu lifestyle?

To maintain the same purchasing power as $75,000 in Honolulu, you'd need roughly $39,113/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only