Moving from Honolulu to Billings (2026)

Billings has a COL index of 89 vs 186 for Honolulu (100 = US average). You'd pay about 52% less for the same lifestyle.

Save ~$2,159/mo
on core expenses · $75K salary baseline

Key differences

COL index
18689
100 = US avg
1BR rent
$3,200$1,200
per month
State tax
11%6.8%
income tax
Take-home at $75K
$4,053$4,316
per month

Salary needed in Billings to match your Honolulu lifestyle

Based on the 52% cost of living decrease between the two cities.

Your salary in HonoluluEquivalent in Billings
$40K$19,140
$50K$23,925
$60K$28,710
$75K$35,887
$80K$38,280
$100K$47,849
$120K$57,419
$150K$71,774

Monthly budget at $75K — Honolulu vs Billings

ExpenseHonoluluBillings
Monthly take-home$4,053$4,316
1BR rent$3,200$1,200
Groceries$456$369
Transport$70$42
Utilities$185$148
Internet$75$68
Left after essentials$67$2,489

Frequently asked questions

Is Billings cheaper than Honolulu?

Yes. Billings has a cost of living index of 89 vs 186 for Honolulu (100 = US average). That's about 52% cheaper.

How much will I save moving from Honolulu to Billings?

On a $75K salary, moving from Honolulu to Billings could save roughly $2,159/month on core expenses. That's ~$25,908/year.

What salary do I need in Billings to match my Honolulu lifestyle?

To maintain the same purchasing power as $75,000 in Honolulu, you'd need roughly $35,887/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only