Moving from Ho Chi Minh City to Lubbock (2026)

Lubbock has a COL index of 81 vs 38 for Ho Chi Minh City (100 = US average). Expect to pay about 113% more for the same lifestyle.

Pay ~$500 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
38 โ†’ 81
100 = US avg
1BR rent
$500 โ†’ $1,000
per month
State tax
None โ†’ None
income tax
COL difference
38 โ†’ 81
113% more expensive

Salary needed in Lubbock to match your Ho Chi Minh City lifestyle

Based on the 113% cost of living increase between the two cities.

Your salary in Ho Chi Minh CityEquivalent in Lubbock
$40K$85,263
$50K$106,579
$60K$127,895
$75K$159,868
$80K$170,526
$100K$213,158
$120K$255,789
$150K$319,737

Adjust your salary

Pay ~$519/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Ho Chi Minh City vs Lubbock

ExpenseHo Chi Minh CityLubbock
Monthly take-home$4,741$4,741
1BR rent$500$1,000
Groceries$380$346
Transport$150$38
Utilities$50$172
Internet$15$58
Left after essentials$3,646$3,127

Frequently asked questions

Is Lubbock cheaper than Ho Chi Minh City?

No. Lubbock has a cost of living index of 81 vs 38 for Ho Chi Minh City (100 = US average). That's about 113% more expensive.

How much will I save moving from Ho Chi Minh City to Lubbock?

On a $75K salary, core expenses in Lubbock run about $500/month more than Ho Chi Minh City. Factor this into your salary negotiation when relocating.

What salary do I need in Lubbock to match my Ho Chi Minh City lifestyle?

To maintain the same purchasing power as $75,000 in Ho Chi Minh City, you'd need roughly $159,868/year in Lubbock. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only