Moving from Gainesville to Tempe (2026)

Tempe has a COL index of 103 vs 88 for Gainesville (100 = US average). Expect to pay about 17% more for the same lifestyle.

Pay ~$346 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
88103
100 = US avg
1BR rent
$1,300$1,600
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Tempe to match your Gainesville lifestyle

Based on the 17% cost of living increase between the two cities.

Your salary in GainesvilleEquivalent in Tempe
$40K$46,818
$50K$58,523
$60K$70,227
$75K$87,784
$80K$93,636
$100K$117,045
$120K$140,455
$150K$175,568

Monthly budget at $75K — Gainesville vs Tempe

ExpenseGainesvilleTempe
Monthly take-home$4,741$4,584
1BR rent$1,300$1,600
Groceries$361$380
Transport$55$55
Utilities$185$210
Internet$60$62
Left after essentials$2,780$2,277

Frequently asked questions

Is Tempe cheaper than Gainesville?

No. Tempe has a cost of living index of 103 vs 88 for Gainesville (100 = US average). That's about 17% more expensive.

How much will I save moving from Gainesville to Tempe?

On a $75K salary, core expenses in Tempe run about $346/month more than Gainesville. Factor this into your salary negotiation when relocating.

What salary do I need in Tempe to match my Gainesville lifestyle?

To maintain the same purchasing power as $75,000 in Gainesville, you'd need roughly $87,784/year in Tempe. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only