Moving from Gainesville to Duluth (2026)
Duluth has a COL index of 87 vs 88 for Gainesville (100 = US average). You'd pay about 1% less for the same lifestyle.
Key differences
Salary needed in Duluth to match your Gainesville lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Gainesville | Equivalent in Duluth |
|---|---|
| $40K | $39,545 |
| $50K | $49,432 |
| $60K | $59,318 |
| $75K | $74,148 |
| $80K | $79,091 |
| $100K | $98,864 |
| $120K | $118,636 |
| $150K | $148,295 |
Monthly budget at $75K — Gainesville vs Duluth
| Expense | Gainesville | Duluth |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $1,300 | $1,200 |
| Groceries | $361 | $369 |
| Transport | $55 | $60 |
| Utilities | $185 | $165 |
| Internet | $60 | $62 |
| Left after essentials | $2,780 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Gainesville?
Yes. Duluth has a cost of living index of 87 vs 88 for Gainesville (100 = US average). That's about 1% cheaper.
How much will I save moving from Gainesville to Duluth?
On a $75K salary, moving from Gainesville to Duluth could save roughly $105/month on core expenses. That's ~$1,260/year.
What salary do I need in Duluth to match my Gainesville lifestyle?
To maintain the same purchasing power as $75,000 in Gainesville, you'd need roughly $74,148/year in Duluth. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only