Moving from Gainesville to Billings (2026)

Billings has a COL index of 89 vs 88 for Gainesville (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$134 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8889
100 = US avg
1BR rent
$1,300$1,200
per month
State tax
None6.8%
income tax
Take-home at $75K
$4,741$4,316
per month

Salary needed in Billings to match your Gainesville lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in GainesvilleEquivalent in Billings
$40K$40,455
$50K$50,568
$60K$60,682
$75K$75,852
$80K$80,909
$100K$101,136
$120K$121,364
$150K$151,705

Monthly budget at $75K — Gainesville vs Billings

ExpenseGainesvilleBillings
Monthly take-home$4,741$4,316
1BR rent$1,300$1,200
Groceries$361$369
Transport$55$42
Utilities$185$148
Internet$60$68
Left after essentials$2,780$2,489

Frequently asked questions

Is Billings cheaper than Gainesville?

No. Billings has a cost of living index of 89 vs 88 for Gainesville (100 = US average). That's about 1% more expensive.

How much will I save moving from Gainesville to Billings?

On a $75K salary, moving from Gainesville to Billings could save roughly $134/month on core expenses. That's ~$1,608/year.

What salary do I need in Billings to match my Gainesville lifestyle?

To maintain the same purchasing power as $75,000 in Gainesville, you'd need roughly $75,852/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only