Moving from Fresno to St. Paul (2026)

St. Paul has a COL index of 97 vs 99 for Fresno (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$128/mo
on core expenses · $75K salary baseline

Key differences

COL index
9997
100 = US avg
1BR rent
$1,450$1,500
per month
State tax
9.3%9.9%
income tax
Take-home at $75K
$4,159$4,122
per month

Salary needed in St. Paul to match your Fresno lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in FresnoEquivalent in St. Paul
$40K$39,192
$50K$48,990
$60K$58,788
$75K$73,485
$80K$78,384
$100K$97,980
$120K$117,576
$150K$146,970

Monthly budget at $75K — Fresno vs St. Paul

ExpenseFresnoSt. Paul
Monthly take-home$4,159$4,122
1BR rent$1,450$1,500
Groceries$380$384
Transport$72$95
Utilities$142$195
Internet$65$63
Left after essentials$2,050$1,885

Frequently asked questions

Is St. Paul cheaper than Fresno?

Yes. St. Paul has a cost of living index of 97 vs 99 for Fresno (100 = US average). That's about 2% cheaper.

How much will I save moving from Fresno to St. Paul?

On a $75K salary, core expenses in St. Paul run about $128/month more than Fresno. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Fresno lifestyle?

To maintain the same purchasing power as $75,000 in Fresno, you'd need roughly $73,485/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only