Moving from Fresno to Fargo (2026)

Fargo has a COL index of 89 vs 99 for Fresno (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$220/mo
on core expenses · $75K salary baseline

Key differences

COL index
9989
100 = US avg
1BR rent
$1,450$1,250
per month
State tax
9.3%2.5%
income tax
Take-home at $75K
$4,159$4,584
per month

Salary needed in Fargo to match your Fresno lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in FresnoEquivalent in Fargo
$40K$35,960
$50K$44,949
$60K$53,939
$75K$67,424
$80K$71,919
$100K$89,899
$120K$107,879
$150K$134,848

Monthly budget at $75K — Fresno vs Fargo

ExpenseFresnoFargo
Monthly take-home$4,159$4,584
1BR rent$1,450$1,250
Groceries$380$369
Transport$72$50
Utilities$142$155
Internet$65$65
Left after essentials$2,050$2,695

Frequently asked questions

Is Fargo cheaper than Fresno?

Yes. Fargo has a cost of living index of 89 vs 99 for Fresno (100 = US average). That's about 10% cheaper.

How much will I save moving from Fresno to Fargo?

On a $75K salary, moving from Fresno to Fargo could save roughly $220/month on core expenses. That's ~$2,640/year.

What salary do I need in Fargo to match my Fresno lifestyle?

To maintain the same purchasing power as $75,000 in Fresno, you'd need roughly $67,424/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only