Moving from Fort Worth to Fargo (2026)
Fargo has a COL index of 89 vs 91 for Fort Worth (100 = US average). You'd pay about 2% less for the same lifestyle.
Save ~$174/mo
on core expenses · $75K salary baseline
Key differences
COL index
9189
100 = US avg
1BR rent
$1,400$1,250
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month
Salary needed in Fargo to match your Fort Worth lifestyle
Based on the 2% cost of living decrease between the two cities.
| Your salary in Fort Worth | Equivalent in Fargo |
|---|---|
| $40K | $39,121 |
| $50K | $48,901 |
| $60K | $58,681 |
| $75K | $73,352 |
| $80K | $78,242 |
| $100K | $97,802 |
| $120K | $117,363 |
| $150K | $146,703 |
Monthly budget at $75K — Fort Worth vs Fargo
| Expense | Fort Worth | Fargo |
|---|---|---|
| Monthly take-home | $4,741 | $4,584 |
| 1BR rent | $1,400 | $1,250 |
| Groceries | $365 | $369 |
| Transport | $50 | $50 |
| Utilities | $180 | $155 |
| Internet | $68 | $65 |
| Left after essentials | $2,678 | $2,695 |
Frequently asked questions
Is Fargo cheaper than Fort Worth?
Yes. Fargo has a cost of living index of 89 vs 91 for Fort Worth (100 = US average). That's about 2% cheaper.
How much will I save moving from Fort Worth to Fargo?
On a $75K salary, moving from Fort Worth to Fargo could save roughly $174/month on core expenses. That's ~$2,088/year.
What salary do I need in Fargo to match my Fort Worth lifestyle?
To maintain the same purchasing power as $75,000 in Fort Worth, you'd need roughly $73,352/year in Fargo. This is based on the overall COL index difference between the two cities.
Moving from Fargo to Fort WorthFort Worth vs Fargo — full comparisonFort Worth cost of livingFargo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only