Moving from Fort Worth to Birmingham (2026)

Birmingham has a COL index of 84 vs 91 for Fort Worth (100 = US average). You'd pay about 8% less for the same lifestyle.

Save ~$233/mo
on core expenses · $75K salary baseline

Key differences

COL index
9184
100 = US avg
1BR rent
$1,400$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your Fort Worth lifestyle

Based on the 8% cost of living decrease between the two cities.

Your salary in Fort WorthEquivalent in Birmingham
$40K$36,923
$50K$46,154
$60K$55,385
$75K$69,231
$80K$73,846
$100K$92,308
$120K$110,769
$150K$138,462

Monthly budget at $75K — Fort Worth vs Birmingham

ExpenseFort WorthBirmingham
Monthly take-home$4,741$4,428
1BR rent$1,400$1,200
Groceries$365$357
Transport$50$40
Utilities$180$175
Internet$68$58
Left after essentials$2,678$2,598

Frequently asked questions

Is Birmingham cheaper than Fort Worth?

Yes. Birmingham has a cost of living index of 84 vs 91 for Fort Worth (100 = US average). That's about 8% cheaper.

How much will I save moving from Fort Worth to Birmingham?

On a $75K salary, moving from Fort Worth to Birmingham could save roughly $233/month on core expenses. That's ~$2,796/year.

What salary do I need in Birmingham to match my Fort Worth lifestyle?

To maintain the same purchasing power as $75,000 in Fort Worth, you'd need roughly $69,231/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only