Moving from Fort Lauderdale to Richmond (2026)

Richmond has a COL index of 98 vs 120 for Fort Lauderdale (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$1,130/mo
on core expenses · $75K salary baseline

Key differences

COL index
12098
100 = US avg
1BR rent
$2,600$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month

Salary needed in Richmond to match your Fort Lauderdale lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in Fort LauderdaleEquivalent in Richmond
$40K$32,667
$50K$40,833
$60K$49,000
$75K$61,250
$80K$65,333
$100K$81,667
$120K$98,000
$150K$122,500

Monthly budget at $75K — Fort Lauderdale vs Richmond

ExpenseFort LauderdaleRichmond
Monthly take-home$4,741$4,378
1BR rent$2,600$1,600
Groceries$407$369
Transport$112$70
Utilities$195$155
Internet$70$60
Left after essentials$1,357$2,124

Frequently asked questions

Is Richmond cheaper than Fort Lauderdale?

Yes. Richmond has a cost of living index of 98 vs 120 for Fort Lauderdale (100 = US average). That's about 18% cheaper.

How much will I save moving from Fort Lauderdale to Richmond?

On a $75K salary, moving from Fort Lauderdale to Richmond could save roughly $1,130/month on core expenses. That's ~$13,560/year.

What salary do I need in Richmond to match my Fort Lauderdale lifestyle?

To maintain the same purchasing power as $75,000 in Fort Lauderdale, you'd need roughly $61,250/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only