Moving from Fort Lauderdale to Fargo (2026)

Fargo has a COL index of 89 vs 120 for Fort Lauderdale (100 = US average). You'd pay about 26% less for the same lifestyle.

Save ~$1,495/mo
on core expenses · $75K salary baseline

Key differences

COL index
12089
100 = US avg
1BR rent
$2,600$1,250
per month
State tax
None2.5%
income tax
Take-home at $75K
$4,741$4,584
per month

Salary needed in Fargo to match your Fort Lauderdale lifestyle

Based on the 26% cost of living decrease between the two cities.

Your salary in Fort LauderdaleEquivalent in Fargo
$40K$29,667
$50K$37,083
$60K$44,500
$75K$55,625
$80K$59,333
$100K$74,167
$120K$89,000
$150K$111,250

Monthly budget at $75K — Fort Lauderdale vs Fargo

ExpenseFort LauderdaleFargo
Monthly take-home$4,741$4,584
1BR rent$2,600$1,250
Groceries$407$369
Transport$112$50
Utilities$195$155
Internet$70$65
Left after essentials$1,357$2,695

Frequently asked questions

Is Fargo cheaper than Fort Lauderdale?

Yes. Fargo has a cost of living index of 89 vs 120 for Fort Lauderdale (100 = US average). That's about 26% cheaper.

How much will I save moving from Fort Lauderdale to Fargo?

On a $75K salary, moving from Fort Lauderdale to Fargo could save roughly $1,495/month on core expenses. That's ~$17,940/year.

What salary do I need in Fargo to match my Fort Lauderdale lifestyle?

To maintain the same purchasing power as $75,000 in Fort Lauderdale, you'd need roughly $55,625/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only