Moving from Fort Lauderdale to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 120 for Fort Lauderdale (100 = US average). You'd pay about 28% less for the same lifestyle.

Save ~$1,509/mo
on core expenses · $75K salary baseline

Key differences

COL index
12086
100 = US avg
1BR rent
$2,600$1,250
per month
State tax
NoneNone
income tax
Take-home at $75K
$4,741$4,741
per month

Salary needed in Chattanooga to match your Fort Lauderdale lifestyle

Based on the 28% cost of living decrease between the two cities.

Your salary in Fort LauderdaleEquivalent in Chattanooga
$40K$28,667
$50K$35,833
$60K$43,000
$75K$53,750
$80K$57,333
$100K$71,667
$120K$86,000
$150K$107,500

Monthly budget at $75K — Fort Lauderdale vs Chattanooga

ExpenseFort LauderdaleChattanooga
Monthly take-home$4,741$4,741
1BR rent$2,600$1,250
Groceries$407$357
Transport$112$45
Utilities$195$165
Internet$70$58
Left after essentials$1,357$2,866

Frequently asked questions

Is Chattanooga cheaper than Fort Lauderdale?

Yes. Chattanooga has a cost of living index of 86 vs 120 for Fort Lauderdale (100 = US average). That's about 28% cheaper.

How much will I save moving from Fort Lauderdale to Chattanooga?

On a $75K salary, moving from Fort Lauderdale to Chattanooga could save roughly $1,509/month on core expenses. That's ~$18,108/year.

What salary do I need in Chattanooga to match my Fort Lauderdale lifestyle?

To maintain the same purchasing power as $75,000 in Fort Lauderdale, you'd need roughly $53,750/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only