Moving from Fort Collins to Rapid City (2026)
Rapid City has a COL index of 88 vs 99 for Fort Collins (100 = US average). You'd pay about 11% less for the same lifestyle.
Key differences
Salary needed in Rapid City to match your Fort Collins lifestyle
Based on the 11% cost of living decrease between the two cities.
| Your salary in Fort Collins | Equivalent in Rapid City |
|---|---|
| $40K | $35,556 |
| $50K | $44,444 |
| $60K | $53,333 |
| $75K | $66,667 |
| $80K | $71,111 |
| $100K | $88,889 |
| $120K | $106,667 |
| $150K | $133,333 |
Monthly budget at $75K — Fort Collins vs Rapid City
| Expense | Fort Collins | Rapid City |
|---|---|---|
| Monthly take-home | $4,466 | $4,741 |
| 1BR rent | $1,700 | $1,200 |
| Groceries | $384 | $365 |
| Transport | $55 | $40 |
| Utilities | $140 | $148 |
| Internet | $65 | $65 |
| Left after essentials | $2,122 | $2,923 |
Frequently asked questions
Is Rapid City cheaper than Fort Collins?
Yes. Rapid City has a cost of living index of 88 vs 99 for Fort Collins (100 = US average). That's about 11% cheaper.
How much will I save moving from Fort Collins to Rapid City?
On a $75K salary, moving from Fort Collins to Rapid City could save roughly $526/month on core expenses. That's ~$6,312/year.
What salary do I need in Rapid City to match my Fort Collins lifestyle?
To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $66,667/year in Rapid City. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only