Moving from Fort Collins to Midland (2026)

Midland has a COL index of 93 vs 99 for Fort Collins (100 = US average). You'd pay about 6% less for the same lifestyle.

Save ~$501/mo
on core expenses · $75K salary baseline

Key differences

COL index
9993
100 = US avg
1BR rent
$1,700$1,200
per month
State tax
4.4%None
income tax
Take-home at $75K
$4,466$4,741
per month

Salary needed in Midland to match your Fort Collins lifestyle

Based on the 6% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Midland
$40K$37,576
$50K$46,970
$60K$56,364
$75K$70,455
$80K$75,152
$100K$93,939
$120K$112,727
$150K$140,909

Monthly budget at $75K — Fort Collins vs Midland

ExpenseFort CollinsMidland
Monthly take-home$4,466$4,741
1BR rent$1,700$1,200
Groceries$384$365
Transport$55$35
Utilities$140$178
Internet$65$65
Left after essentials$2,122$2,898

Frequently asked questions

Is Midland cheaper than Fort Collins?

Yes. Midland has a cost of living index of 93 vs 99 for Fort Collins (100 = US average). That's about 6% cheaper.

How much will I save moving from Fort Collins to Midland?

On a $75K salary, moving from Fort Collins to Midland could save roughly $501/month on core expenses. That's ~$6,012/year.

What salary do I need in Midland to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $70,455/year in Midland. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only