Moving from Fort Collins to Memphis (2026)
Memphis has a COL index of 83 vs 99 for Fort Collins (100 = US average). You'd pay about 16% less for the same lifestyle.
Key differences
Salary needed in Memphis to match your Fort Collins lifestyle
Based on the 16% cost of living decrease between the two cities.
| Your salary in Fort Collins | Equivalent in Memphis |
|---|---|
| $40K | $33,535 |
| $50K | $41,919 |
| $60K | $50,303 |
| $75K | $62,879 |
| $80K | $67,071 |
| $100K | $83,838 |
| $120K | $100,606 |
| $150K | $125,758 |
Monthly budget at $75K — Fort Collins vs Memphis
| Expense | Fort Collins | Memphis |
|---|---|---|
| Monthly take-home | $4,466 | $4,741 |
| 1BR rent | $1,700 | $1,100 |
| Groceries | $384 | $357 |
| Transport | $55 | $55 |
| Utilities | $140 | $170 |
| Internet | $65 | $55 |
| Left after essentials | $2,122 | $3,004 |
Frequently asked questions
Is Memphis cheaper than Fort Collins?
Yes. Memphis has a cost of living index of 83 vs 99 for Fort Collins (100 = US average). That's about 16% cheaper.
How much will I save moving from Fort Collins to Memphis?
On a $75K salary, moving from Fort Collins to Memphis could save roughly $607/month on core expenses. That's ~$7,284/year.
What salary do I need in Memphis to match my Fort Collins lifestyle?
To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $62,879/year in Memphis. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only