Moving from Fort Collins to Madison (2026)

Madison has a COL index of 97 vs 99 for Fort Collins (100 = US average). You'd pay about 2% less for the same lifestyle.

Save ~$23/mo
on core expenses · $75K salary baseline

Key differences

COL index
9997
100 = US avg
1BR rent
$1,700$1,650
per month
State tax
4.4%7.7%
income tax
Take-home at $75K
$4,466$4,259
per month

Salary needed in Madison to match your Fort Collins lifestyle

Based on the 2% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Madison
$40K$39,192
$50K$48,990
$60K$58,788
$75K$73,485
$80K$78,384
$100K$97,980
$120K$117,576
$150K$146,970

Monthly budget at $75K — Fort Collins vs Madison

ExpenseFort CollinsMadison
Monthly take-home$4,466$4,259
1BR rent$1,700$1,650
Groceries$384$384
Transport$55$62
Utilities$140$162
Internet$65$63
Left after essentials$2,122$1,938

Frequently asked questions

Is Madison cheaper than Fort Collins?

Yes. Madison has a cost of living index of 97 vs 99 for Fort Collins (100 = US average). That's about 2% cheaper.

How much will I save moving from Fort Collins to Madison?

On a $75K salary, moving from Fort Collins to Madison could save roughly $23/month on core expenses. That's ~$276/year.

What salary do I need in Madison to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $73,485/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only