Moving from Fort Collins to Lafayette (2026)

Lafayette has a COL index of 85 vs 99 for Fort Collins (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$575/mo
on core expenses · $75K salary baseline

Key differences

COL index
9985
100 = US avg
1BR rent
$1,700$1,100
per month
State tax
4.4%4.3%
income tax
Take-home at $75K
$4,466$4,472
per month

Salary needed in Lafayette to match your Fort Collins lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Lafayette
$40K$34,343
$50K$42,929
$60K$51,515
$75K$64,394
$80K$68,687
$100K$85,859
$120K$103,030
$150K$128,788

Monthly budget at $75K — Fort Collins vs Lafayette

ExpenseFort CollinsLafayette
Monthly take-home$4,466$4,472
1BR rent$1,700$1,100
Groceries$384$361
Transport$55$42
Utilities$140$208
Internet$65$58
Left after essentials$2,122$2,703

Frequently asked questions

Is Lafayette cheaper than Fort Collins?

Yes. Lafayette has a cost of living index of 85 vs 99 for Fort Collins (100 = US average). That's about 14% cheaper.

How much will I save moving from Fort Collins to Lafayette?

On a $75K salary, moving from Fort Collins to Lafayette could save roughly $575/month on core expenses. That's ~$6,900/year.

What salary do I need in Lafayette to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $64,394/year in Lafayette. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only