Moving from Fort Collins to Concord (2026)

Concord has a COL index of 92 vs 99 for Fort Collins (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$225/mo
on core expenses · $75K salary baseline

Key differences

COL index
9992
100 = US avg
1BR rent
$1,700$1,500
per month
State tax
4.4%4.5%
income tax
Take-home at $75K
$4,466$4,459
per month

Salary needed in Concord to match your Fort Collins lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Concord
$40K$37,172
$50K$46,465
$60K$55,758
$75K$69,697
$80K$74,343
$100K$92,929
$120K$111,515
$150K$139,394

Monthly budget at $75K — Fort Collins vs Concord

ExpenseFort CollinsConcord
Monthly take-home$4,466$4,459
1BR rent$1,700$1,500
Groceries$384$365
Transport$55$42
Utilities$140$152
Internet$65$60
Left after essentials$2,122$2,340

Frequently asked questions

Is Concord cheaper than Fort Collins?

Yes. Concord has a cost of living index of 92 vs 99 for Fort Collins (100 = US average). That's about 7% cheaper.

How much will I save moving from Fort Collins to Concord?

On a $75K salary, moving from Fort Collins to Concord could save roughly $225/month on core expenses. That's ~$2,700/year.

What salary do I need in Concord to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $69,697/year in Concord. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only