Moving from Fort Collins to Birmingham (2026)

Birmingham has a COL index of 84 vs 99 for Fort Collins (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$514/mo
on core expenses · $75K salary baseline

Key differences

COL index
9984
100 = US avg
1BR rent
$1,700$1,200
per month
State tax
4.4%5%
income tax
Take-home at $75K
$4,466$4,428
per month

Salary needed in Birmingham to match your Fort Collins lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in Fort CollinsEquivalent in Birmingham
$40K$33,939
$50K$42,424
$60K$50,909
$75K$63,636
$80K$67,879
$100K$84,848
$120K$101,818
$150K$127,273

Monthly budget at $75K — Fort Collins vs Birmingham

ExpenseFort CollinsBirmingham
Monthly take-home$4,466$4,428
1BR rent$1,700$1,200
Groceries$384$357
Transport$55$40
Utilities$140$175
Internet$65$58
Left after essentials$2,122$2,598

Frequently asked questions

Is Birmingham cheaper than Fort Collins?

Yes. Birmingham has a cost of living index of 84 vs 99 for Fort Collins (100 = US average). That's about 15% cheaper.

How much will I save moving from Fort Collins to Birmingham?

On a $75K salary, moving from Fort Collins to Birmingham could save roughly $514/month on core expenses. That's ~$6,168/year.

What salary do I need in Birmingham to match my Fort Collins lifestyle?

To maintain the same purchasing power as $75,000 in Fort Collins, you'd need roughly $63,636/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only