Moving from Flagstaff to South Bend (2026)

South Bend has a COL index of 82 vs 102 for Flagstaff (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$681/mo
on core expenses · $75K salary baseline

Key differences

COL index
10282
100 = US avg
1BR rent
$1,650$1,050
per month
State tax
2.5%3.2%
income tax
Take-home at $75K
$4,584$4,541
per month

Salary needed in South Bend to match your Flagstaff lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in FlagstaffEquivalent in South Bend
$40K$32,157
$50K$40,196
$60K$48,235
$75K$60,294
$80K$64,314
$100K$80,392
$120K$96,471
$150K$120,588

Monthly budget at $75K — Flagstaff vs South Bend

ExpenseFlagstaffSouth Bend
Monthly take-home$4,584$4,541
1BR rent$1,650$1,050
Groceries$384$353
Transport$45$42
Utilities$195$155
Internet$65$58
Left after essentials$2,245$2,883

Frequently asked questions

Is South Bend cheaper than Flagstaff?

Yes. South Bend has a cost of living index of 82 vs 102 for Flagstaff (100 = US average). That's about 20% cheaper.

How much will I save moving from Flagstaff to South Bend?

On a $75K salary, moving from Flagstaff to South Bend could save roughly $681/month on core expenses. That's ~$8,172/year.

What salary do I need in South Bend to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $60,294/year in South Bend. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only