Moving from Flagstaff to Richmond (2026)

Richmond has a COL index of 98 vs 102 for Flagstaff (100 = US average). You'd pay about 4% less for the same lifestyle.

Save ~$85/mo
on core expenses · $75K salary baseline

Key differences

COL index
10298
100 = US avg
1BR rent
$1,650$1,600
per month
State tax
2.5%5.8%
income tax
Take-home at $75K
$4,584$4,378
per month

Salary needed in Richmond to match your Flagstaff lifestyle

Based on the 4% cost of living decrease between the two cities.

Your salary in FlagstaffEquivalent in Richmond
$40K$38,431
$50K$48,039
$60K$57,647
$75K$72,059
$80K$76,863
$100K$96,078
$120K$115,294
$150K$144,118

Monthly budget at $75K — Flagstaff vs Richmond

ExpenseFlagstaffRichmond
Monthly take-home$4,584$4,378
1BR rent$1,650$1,600
Groceries$384$369
Transport$45$70
Utilities$195$155
Internet$65$60
Left after essentials$2,245$2,124

Frequently asked questions

Is Richmond cheaper than Flagstaff?

Yes. Richmond has a cost of living index of 98 vs 102 for Flagstaff (100 = US average). That's about 4% cheaper.

How much will I save moving from Flagstaff to Richmond?

On a $75K salary, moving from Flagstaff to Richmond could save roughly $85/month on core expenses. That's ~$1,020/year.

What salary do I need in Richmond to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $72,059/year in Richmond. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only