Moving from Flagstaff to McAllen (2026)

McAllen has a COL index of 78 vs 102 for Flagstaff (100 = US average). You'd pay about 24% less for the same lifestyle.

Save ~$791/mo
on core expenses · $75K salary baseline

Key differences

COL index
10278
100 = US avg
1BR rent
$1,650$950
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in McAllen to match your Flagstaff lifestyle

Based on the 24% cost of living decrease between the two cities.

Your salary in FlagstaffEquivalent in McAllen
$40K$30,588
$50K$38,235
$60K$45,882
$75K$57,353
$80K$61,176
$100K$76,471
$120K$91,765
$150K$114,706

Monthly budget at $75K — Flagstaff vs McAllen

ExpenseFlagstaffMcAllen
Monthly take-home$4,584$4,741
1BR rent$1,650$950
Groceries$384$338
Transport$45$35
Utilities$195$165
Internet$65$60
Left after essentials$2,245$3,193

Frequently asked questions

Is McAllen cheaper than Flagstaff?

Yes. McAllen has a cost of living index of 78 vs 102 for Flagstaff (100 = US average). That's about 24% cheaper.

How much will I save moving from Flagstaff to McAllen?

On a $75K salary, moving from Flagstaff to McAllen could save roughly $791/month on core expenses. That's ~$9,492/year.

What salary do I need in McAllen to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $57,353/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only