Moving from Flagstaff to Lima (2026)
Lima has a COL index of 40 vs 102 for Flagstaff (100 = US average). You'd pay about 61% less for the same lifestyle.
Change cities
Key differences
Salary needed in Lima to match your Flagstaff lifestyle
Based on the 61% cost of living decrease between the two cities.
| Your salary in Flagstaff | Equivalent in Lima |
|---|---|
| $40K | $15,686 |
| $50K | $19,608 |
| $60K | $23,529 |
| $75K | $29,412 |
| $80K | $31,373 |
| $100K | $39,216 |
| $120K | $47,059 |
| $150K | $58,824 |
Adjust your salary
Monthly budget at $75K — Flagstaff vs Lima
| Expense | Flagstaff | Lima |
|---|---|---|
| Monthly take-home | $4,584 | $4,741 |
| 1BR rent | $1,650 | $500 |
| Groceries | $384 | $380 |
| Transport | $45 | $150 |
| Utilities | $195 | $55 |
| Internet | $65 | $25 |
| Left after essentials | $2,245 | $3,631 |
30-Year Wealth Builder
If you invest your monthly savings of $1,229 in a low-cost index fund (7% avg return), you'd accumulate an extra:
over 30 years compared to staying in Flagstaff — that's the real price of a city.
Frequently asked questions
Is Lima cheaper than Flagstaff?
Yes. Lima has a cost of living index of 40 vs 102 for Flagstaff (100 = US average). That's about 61% cheaper.
How much will I save moving from Flagstaff to Lima?
On a $75K salary, moving from Flagstaff to Lima saves roughly $1,306/month on core expenses. That's ~$15,672/year.
What salary do I need in Lima to match my Flagstaff lifestyle?
To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $29,412/year in Lima. This is based on the overall COL index difference.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only