Moving from Flagstaff to Duluth (2026)

Duluth has a COL index of 87 vs 102 for Flagstaff (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$483/mo
on core expenses · $75K salary baseline

Key differences

COL index
10287
100 = US avg
1BR rent
$1,650$1,200
per month
State tax
2.5%9.9%
income tax
Take-home at $75K
$4,584$4,122
per month

Salary needed in Duluth to match your Flagstaff lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in FlagstaffEquivalent in Duluth
$40K$34,118
$50K$42,647
$60K$51,176
$75K$63,971
$80K$68,235
$100K$85,294
$120K$102,353
$150K$127,941

Monthly budget at $75K — Flagstaff vs Duluth

ExpenseFlagstaffDuluth
Monthly take-home$4,584$4,122
1BR rent$1,650$1,200
Groceries$384$369
Transport$45$60
Utilities$195$165
Internet$65$62
Left after essentials$2,245$2,266

Frequently asked questions

Is Duluth cheaper than Flagstaff?

Yes. Duluth has a cost of living index of 87 vs 102 for Flagstaff (100 = US average). That's about 15% cheaper.

How much will I save moving from Flagstaff to Duluth?

On a $75K salary, moving from Flagstaff to Duluth could save roughly $483/month on core expenses. That's ~$5,796/year.

What salary do I need in Duluth to match my Flagstaff lifestyle?

To maintain the same purchasing power as $75,000 in Flagstaff, you'd need roughly $63,971/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only