Moving from Fayetteville to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 84 for Fayetteville (100 = US average). Expect to pay about 2% more for the same lifestyle.
Key differences
Salary needed in Chattanooga to match your Fayetteville lifestyle
Based on the 2% cost of living increase between the two cities.
| Your salary in Fayetteville | Equivalent in Chattanooga |
|---|---|
| $40K | $40,952 |
| $50K | $51,190 |
| $60K | $61,429 |
| $75K | $76,786 |
| $80K | $81,905 |
| $100K | $102,381 |
| $120K | $122,857 |
| $150K | $153,571 |
Monthly budget at $75K — Fayetteville vs Chattanooga
| Expense | Fayetteville | Chattanooga |
|---|---|---|
| Monthly take-home | $4,459 | $4,741 |
| 1BR rent | $1,200 | $1,250 |
| Groceries | $353 | $357 |
| Transport | $42 | $45 |
| Utilities | $148 | $165 |
| Internet | $58 | $58 |
| Left after essentials | $2,658 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Fayetteville?
No. Chattanooga has a cost of living index of 86 vs 84 for Fayetteville (100 = US average). That's about 2% more expensive.
How much will I save moving from Fayetteville to Chattanooga?
On a $75K salary, core expenses in Chattanooga run about $74/month more than Fayetteville. Factor this into your salary negotiation when relocating.
What salary do I need in Chattanooga to match my Fayetteville lifestyle?
To maintain the same purchasing power as $75,000 in Fayetteville, you'd need roughly $76,786/year in Chattanooga. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only