Moving from Fargo to Sioux Falls (2026)
Sioux Falls has a COL index of 88 vs 89 for Fargo (100 = US average). You'd pay about 1% less for the same lifestyle.
Save ~$17/mo
on core expenses · $75K salary baseline
Key differences
COL index
8988
100 = US avg
1BR rent
$1,250$1,250
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month
Salary needed in Sioux Falls to match your Fargo lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in Fargo | Equivalent in Sioux Falls |
|---|---|
| $40K | $39,551 |
| $50K | $49,438 |
| $60K | $59,326 |
| $75K | $74,157 |
| $80K | $79,101 |
| $100K | $98,876 |
| $120K | $118,652 |
| $150K | $148,315 |
Monthly budget at $75K — Fargo vs Sioux Falls
| Expense | Fargo | Sioux Falls |
|---|---|---|
| Monthly take-home | $4,584 | $4,741 |
| 1BR rent | $1,250 | $1,250 |
| Groceries | $369 | $365 |
| Transport | $50 | $42 |
| Utilities | $155 | $155 |
| Internet | $65 | $60 |
| Left after essentials | $2,695 | $2,869 |
Frequently asked questions
Is Sioux Falls cheaper than Fargo?
Yes. Sioux Falls has a cost of living index of 88 vs 89 for Fargo (100 = US average). That's about 1% cheaper.
How much will I save moving from Fargo to Sioux Falls?
On a $75K salary, moving from Fargo to Sioux Falls could save roughly $17/month on core expenses. That's ~$204/year.
What salary do I need in Sioux Falls to match my Fargo lifestyle?
To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $74,157/year in Sioux Falls. This is based on the overall COL index difference between the two cities.
Moving from Sioux Falls to FargoFargo vs Sioux Falls — full comparisonFargo cost of livingSioux Falls cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only