Moving from Fargo to Omaha (2026)
Omaha has a COL index of 87 vs 89 for Fargo (100 = US average). You'd pay about 2% less for the same lifestyle.
Save ~$63/mo
on core expenses · $75K salary baseline
Key differences
COL index
8987
100 = US avg
1BR rent
$1,250$1,200
per month
State tax
2.5%5.8%
income tax
Take-home at $75K
$4,584$4,378
per month
Salary needed in Omaha to match your Fargo lifestyle
Based on the 2% cost of living decrease between the two cities.
| Your salary in Fargo | Equivalent in Omaha |
|---|---|
| $40K | $39,101 |
| $50K | $48,876 |
| $60K | $58,652 |
| $75K | $73,315 |
| $80K | $78,202 |
| $100K | $97,753 |
| $120K | $117,303 |
| $150K | $146,629 |
Monthly budget at $75K — Fargo vs Omaha
| Expense | Fargo | Omaha |
|---|---|---|
| Monthly take-home | $4,584 | $4,378 |
| 1BR rent | $1,250 | $1,200 |
| Groceries | $369 | $361 |
| Transport | $50 | $50 |
| Utilities | $155 | $155 |
| Internet | $65 | $60 |
| Left after essentials | $2,695 | $2,552 |
Frequently asked questions
Is Omaha cheaper than Fargo?
Yes. Omaha has a cost of living index of 87 vs 89 for Fargo (100 = US average). That's about 2% cheaper.
How much will I save moving from Fargo to Omaha?
On a $75K salary, moving from Fargo to Omaha could save roughly $63/month on core expenses. That's ~$756/year.
What salary do I need in Omaha to match my Fargo lifestyle?
To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $73,315/year in Omaha. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only