Moving from Fargo to Minneapolis (2026)

Minneapolis has a COL index of 106 vs 89 for Fargo (100 = US average). Expect to pay about 19% more for the same lifestyle.

Pay ~$557 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
89106
100 = US avg
1BR rent
$1,250$1,700
per month
State tax
2.5%9.9%
income tax
Take-home at $75K
$4,584$4,122
per month

Salary needed in Minneapolis to match your Fargo lifestyle

Based on the 19% cost of living increase between the two cities.

Your salary in FargoEquivalent in Minneapolis
$40K$47,640
$50K$59,551
$60K$71,461
$75K$89,326
$80K$95,281
$100K$119,101
$120K$142,921
$150K$178,652

Monthly budget at $75K — Fargo vs Minneapolis

ExpenseFargoMinneapolis
Monthly take-home$4,584$4,122
1BR rent$1,250$1,700
Groceries$369$391
Transport$50$95
Utilities$155$195
Internet$65$65
Left after essentials$2,695$1,676

Frequently asked questions

Is Minneapolis cheaper than Fargo?

No. Minneapolis has a cost of living index of 106 vs 89 for Fargo (100 = US average). That's about 19% more expensive.

How much will I save moving from Fargo to Minneapolis?

On a $75K salary, core expenses in Minneapolis run about $557/month more than Fargo. Factor this into your salary negotiation when relocating.

What salary do I need in Minneapolis to match my Fargo lifestyle?

To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $89,326/year in Minneapolis. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only