Moving from Fargo to Midland (2026)
Midland has a COL index of 93 vs 89 for Fargo (100 = US average). Expect to pay about 4% more for the same lifestyle.
Pay ~$46 more/mo
on core expenses · $75K salary baseline
Key differences
COL index
8993
100 = US avg
1BR rent
$1,250$1,200
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month
Salary needed in Midland to match your Fargo lifestyle
Based on the 4% cost of living increase between the two cities.
| Your salary in Fargo | Equivalent in Midland |
|---|---|
| $40K | $41,798 |
| $50K | $52,247 |
| $60K | $62,697 |
| $75K | $78,371 |
| $80K | $83,596 |
| $100K | $104,494 |
| $120K | $125,393 |
| $150K | $156,742 |
Monthly budget at $75K — Fargo vs Midland
| Expense | Fargo | Midland |
|---|---|---|
| Monthly take-home | $4,584 | $4,741 |
| 1BR rent | $1,250 | $1,200 |
| Groceries | $369 | $365 |
| Transport | $50 | $35 |
| Utilities | $155 | $178 |
| Internet | $65 | $65 |
| Left after essentials | $2,695 | $2,898 |
Frequently asked questions
Is Midland cheaper than Fargo?
No. Midland has a cost of living index of 93 vs 89 for Fargo (100 = US average). That's about 4% more expensive.
How much will I save moving from Fargo to Midland?
On a $75K salary, moving from Fargo to Midland could save roughly $46/month on core expenses. That's ~$552/year.
What salary do I need in Midland to match my Fargo lifestyle?
To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $78,371/year in Midland. This is based on the overall COL index difference between the two cities.
Moving from Midland to FargoFargo vs Midland — full comparisonFargo cost of livingMidland cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only