Moving from Fargo to Jacksonville (2026)

Jacksonville has a COL index of 93 vs 89 for Fargo (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$428 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8993
100 = US avg
1BR rent
$1,250$1,650
per month
State tax
2.5%None
income tax
Take-home at $75K
$4,584$4,741
per month

Salary needed in Jacksonville to match your Fargo lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in FargoEquivalent in Jacksonville
$40K$41,798
$50K$52,247
$60K$62,697
$75K$78,371
$80K$83,596
$100K$104,494
$120K$125,393
$150K$156,742

Monthly budget at $75K — Fargo vs Jacksonville

ExpenseFargoJacksonville
Monthly take-home$4,584$4,741
1BR rent$1,250$1,650
Groceries$369$365
Transport$50$50
Utilities$155$190
Internet$65$62
Left after essentials$2,695$2,424

Frequently asked questions

Is Jacksonville cheaper than Fargo?

No. Jacksonville has a cost of living index of 93 vs 89 for Fargo (100 = US average). That's about 4% more expensive.

How much will I save moving from Fargo to Jacksonville?

On a $75K salary, core expenses in Jacksonville run about $428/month more than Fargo. Factor this into your salary negotiation when relocating.

What salary do I need in Jacksonville to match my Fargo lifestyle?

To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $78,371/year in Jacksonville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only