Moving from Fargo to Birmingham (2026)
Birmingham has a COL index of 84 vs 89 for Fargo (100 = US average). You'd pay about 6% less for the same lifestyle.
Save ~$59/mo
on core expenses · $75K salary baseline
Key differences
COL index
8984
100 = US avg
1BR rent
$1,250$1,200
per month
State tax
2.5%5%
income tax
Take-home at $75K
$4,584$4,428
per month
Salary needed in Birmingham to match your Fargo lifestyle
Based on the 6% cost of living decrease between the two cities.
| Your salary in Fargo | Equivalent in Birmingham |
|---|---|
| $40K | $37,753 |
| $50K | $47,191 |
| $60K | $56,629 |
| $75K | $70,787 |
| $80K | $75,506 |
| $100K | $94,382 |
| $120K | $113,258 |
| $150K | $141,573 |
Monthly budget at $75K — Fargo vs Birmingham
| Expense | Fargo | Birmingham |
|---|---|---|
| Monthly take-home | $4,584 | $4,428 |
| 1BR rent | $1,250 | $1,200 |
| Groceries | $369 | $357 |
| Transport | $50 | $40 |
| Utilities | $155 | $175 |
| Internet | $65 | $58 |
| Left after essentials | $2,695 | $2,598 |
Frequently asked questions
Is Birmingham cheaper than Fargo?
Yes. Birmingham has a cost of living index of 84 vs 89 for Fargo (100 = US average). That's about 6% cheaper.
How much will I save moving from Fargo to Birmingham?
On a $75K salary, moving from Fargo to Birmingham could save roughly $59/month on core expenses. That's ~$708/year.
What salary do I need in Birmingham to match my Fargo lifestyle?
To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $70,787/year in Birmingham. This is based on the overall COL index difference between the two cities.
Moving from Birmingham to FargoFargo vs Birmingham — full comparisonFargo cost of livingBirmingham cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only