Moving from Fargo to Billings (2026)
Billings has a COL index of 89 vs 89 for Fargo (100 = US average). Expect to pay about 0% more for the same lifestyle.
Pay ~$62 more/mo
on core expenses · $75K salary baseline
Key differences
COL index
8989
100 = US avg
1BR rent
$1,250$1,200
per month
State tax
2.5%6.8%
income tax
Take-home at $75K
$4,584$4,316
per month
Salary needed in Billings to match your Fargo lifestyle
Based on the 0% cost of living increase between the two cities.
| Your salary in Fargo | Equivalent in Billings |
|---|---|
| $40K | $40,000 |
| $50K | $50,000 |
| $60K | $60,000 |
| $75K | $75,000 |
| $80K | $80,000 |
| $100K | $100,000 |
| $120K | $120,000 |
| $150K | $150,000 |
Monthly budget at $75K — Fargo vs Billings
| Expense | Fargo | Billings |
|---|---|---|
| Monthly take-home | $4,584 | $4,316 |
| 1BR rent | $1,250 | $1,200 |
| Groceries | $369 | $369 |
| Transport | $50 | $42 |
| Utilities | $155 | $148 |
| Internet | $65 | $68 |
| Left after essentials | $2,695 | $2,489 |
Frequently asked questions
Is Billings cheaper than Fargo?
No. Billings has a cost of living index of 89 vs 89 for Fargo (100 = US average). That's about 0% more expensive.
How much will I save moving from Fargo to Billings?
On a $75K salary, moving from Fargo to Billings could save roughly $62/month on core expenses. That's ~$744/year.
What salary do I need in Billings to match my Fargo lifestyle?
To maintain the same purchasing power as $75,000 in Fargo, you'd need roughly $75,000/year in Billings. This is based on the overall COL index difference between the two cities.
Moving from Billings to FargoFargo vs Billings — full comparisonFargo cost of livingBillings cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only