Moving from Eugene to St. Paul (2026)
St. Paul has a COL index of 97 vs 107 for Eugene (100 = US average). You'd pay about 9% less for the same lifestyle.
Save ~$83/mo
on core expenses · $75K salary baseline
Key differences
COL index
10797
100 = US avg
1BR rent
$1,650$1,500
per month
State tax
9.9%9.9%
income tax
Take-home at $75K
$4,122$4,122
per month
Salary needed in St. Paul to match your Eugene lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in Eugene | Equivalent in St. Paul |
|---|---|
| $40K | $36,262 |
| $50K | $45,327 |
| $60K | $54,393 |
| $75K | $67,991 |
| $80K | $72,523 |
| $100K | $90,654 |
| $120K | $108,785 |
| $150K | $135,981 |
Monthly budget at $75K — Eugene vs St. Paul
| Expense | Eugene | St. Paul |
|---|---|---|
| Monthly take-home | $4,122 | $4,122 |
| 1BR rent | $1,650 | $1,500 |
| Groceries | $395 | $384 |
| Transport | $82 | $95 |
| Utilities | $128 | $195 |
| Internet | $65 | $63 |
| Left after essentials | $1,802 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Eugene?
Yes. St. Paul has a cost of living index of 97 vs 107 for Eugene (100 = US average). That's about 9% cheaper.
How much will I save moving from Eugene to St. Paul?
On a $75K salary, moving from Eugene to St. Paul could save roughly $83/month on core expenses. That's ~$996/year.
What salary do I need in St. Paul to match my Eugene lifestyle?
To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $67,991/year in St. Paul. This is based on the overall COL index difference between the two cities.
Moving from St. Paul to EugeneEugene vs St. Paul — full comparisonEugene cost of livingSt. Paul cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only