Moving from Eugene to Penang (2026)

Penang has a COL index of 44 vs 107 for Eugene (100 = US average). You'd pay about 59% less for the same lifestyle.

Save ~$1,809/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 44
100 = US avg
1BR rent
$1,650 โ†’ $460
per month
State tax
9.9% โ†’ None
income tax
COL difference
107 โ†’ 44
59% cheaper

Salary needed in Penang to match your Eugene lifestyle

Based on the 59% cost of living decrease between the two cities.

Your salary in EugeneEquivalent in Penang
$40K$16,262
$50K$20,327
$60K$24,393
$75K$30,491
$80K$32,523
$100K$40,654
$120K$48,785
$150K$60,981

Adjust your salary

Save ~$1,253/moon core expenses at $75K

Monthly budget at $75K โ€” Eugene vs Penang

ExpenseEugenePenang
Monthly take-home$4,122$4,741
1BR rent$1,650$460
Groceries$395$380
Transport$82$150
Utilities$128$55
Internet$65$22
Left after essentials$1,802$3,674

30-Year Wealth Builder

If you invest your monthly savings of $1,253 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,528,624

over 30 years compared to staying in Eugene โ€” that's the real price of a city.

$1,253/mo invested

Frequently asked questions

Is Penang cheaper than Eugene?

Yes. Penang has a cost of living index of 44 vs 107 for Eugene (100 = US average). That's about 59% cheaper.

How much will I save moving from Eugene to Penang?

On a $75K salary, moving from Eugene to Penang saves roughly $1,809/month on core expenses. That's ~$21,708/year.

What salary do I need in Penang to match my Eugene lifestyle?

To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $30,491/year in Penang. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only