Moving from Eugene to Ho Chi Minh City (2026)

Ho Chi Minh City has a COL index of 38 vs 107 for Eugene (100 = US average). You'd pay about 64% less for the same lifestyle.

Save ~$1,769/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
107 โ†’ 38
100 = US avg
1BR rent
$1,650 โ†’ $500
per month
State tax
9.9% โ†’ None
income tax
COL difference
107 โ†’ 38
64% cheaper

Salary needed in Ho Chi Minh City to match your Eugene lifestyle

Based on the 64% cost of living decrease between the two cities.

Your salary in EugeneEquivalent in Ho Chi Minh City
$40K$14,206
$50K$17,757
$60K$21,308
$75K$26,636
$80K$28,411
$100K$35,514
$120K$42,617
$150K$53,271

Adjust your salary

Save ~$1,225/moon core expenses at $75K

Monthly budget at $75K โ€” Eugene vs Ho Chi Minh City

ExpenseEugeneHo Chi Minh City
Monthly take-home$4,122$4,741
1BR rent$1,650$500
Groceries$395$380
Transport$82$150
Utilities$128$50
Internet$65$15
Left after essentials$1,802$3,646

30-Year Wealth Builder

If you invest your monthly savings of $1,225 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,494,464

over 30 years compared to staying in Eugene โ€” that's the real price of a city.

$1,225/mo invested

Frequently asked questions

Is Ho Chi Minh City cheaper than Eugene?

Yes. Ho Chi Minh City has a cost of living index of 38 vs 107 for Eugene (100 = US average). That's about 64% cheaper.

How much will I save moving from Eugene to Ho Chi Minh City?

On a $75K salary, moving from Eugene to Ho Chi Minh City saves roughly $1,769/month on core expenses. That's ~$21,228/year.

What salary do I need in Ho Chi Minh City to match my Eugene lifestyle?

To maintain the same purchasing power as $75,000 in Eugene, you'd need roughly $26,636/year in Ho Chi Minh City. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only