Moving from Durham to Rockford (2026)

Rockford has a COL index of 82 vs 102 for Durham (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$748/mo
on core expenses · $75K salary baseline

Key differences

COL index
10282
100 = US avg
1BR rent
$1,750$1,050
per month
State tax
4.5%5%
income tax
Take-home at $75K
$4,459$4,428
per month

Salary needed in Rockford to match your Durham lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Rockford
$40K$32,157
$50K$40,196
$60K$48,235
$75K$60,294
$80K$64,314
$100K$80,392
$120K$96,471
$150K$120,588

Monthly budget at $75K — Durham vs Rockford

ExpenseDurhamRockford
Monthly take-home$4,459$4,428
1BR rent$1,750$1,050
Groceries$372$357
Transport$82$50
Utilities$155$158
Internet$62$58
Left after essentials$2,038$2,755

Frequently asked questions

Is Rockford cheaper than Durham?

Yes. Rockford has a cost of living index of 82 vs 102 for Durham (100 = US average). That's about 20% cheaper.

How much will I save moving from Durham to Rockford?

On a $75K salary, moving from Durham to Rockford could save roughly $748/month on core expenses. That's ~$8,976/year.

What salary do I need in Rockford to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $60,294/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only