Moving from Durham to Providence (2026)

Providence has a COL index of 108 vs 102 for Durham (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$116 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
102108
100 = US avg
1BR rent
$1,750$1,800
per month
State tax
4.5%6%
income tax
Take-home at $75K
$4,459$4,366
per month

Salary needed in Providence to match your Durham lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in DurhamEquivalent in Providence
$40K$42,353
$50K$52,941
$60K$63,529
$75K$79,412
$80K$84,706
$100K$105,882
$120K$127,059
$150K$158,824

Monthly budget at $75K — Durham vs Providence

ExpenseDurhamProvidence
Monthly take-home$4,459$4,366
1BR rent$1,750$1,800
Groceries$372$399
Transport$82$75
Utilities$155$195
Internet$62$68
Left after essentials$2,038$1,829

Frequently asked questions

Is Providence cheaper than Durham?

No. Providence has a cost of living index of 108 vs 102 for Durham (100 = US average). That's about 6% more expensive.

How much will I save moving from Durham to Providence?

On a $75K salary, core expenses in Providence run about $116/month more than Durham. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $79,412/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only