Moving from Durham to Gainesville (2026)

Gainesville has a COL index of 88 vs 102 for Durham (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$460/mo
on core expenses · $75K salary baseline

Key differences

COL index
10288
100 = US avg
1BR rent
$1,750$1,300
per month
State tax
4.5%None
income tax
Take-home at $75K
$4,459$4,741
per month

Salary needed in Gainesville to match your Durham lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in DurhamEquivalent in Gainesville
$40K$34,510
$50K$43,137
$60K$51,765
$75K$64,706
$80K$69,020
$100K$86,275
$120K$103,529
$150K$129,412

Monthly budget at $75K — Durham vs Gainesville

ExpenseDurhamGainesville
Monthly take-home$4,459$4,741
1BR rent$1,750$1,300
Groceries$372$361
Transport$82$55
Utilities$155$185
Internet$62$60
Left after essentials$2,038$2,780

Frequently asked questions

Is Gainesville cheaper than Durham?

Yes. Gainesville has a cost of living index of 88 vs 102 for Durham (100 = US average). That's about 14% cheaper.

How much will I save moving from Durham to Gainesville?

On a $75K salary, moving from Durham to Gainesville could save roughly $460/month on core expenses. That's ~$5,520/year.

What salary do I need in Gainesville to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $64,706/year in Gainesville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only