Moving from Durham to Fargo (2026)
Fargo has a COL index of 89 vs 102 for Durham (100 = US average). You'd pay about 13% less for the same lifestyle.
Save ~$532/mo
on core expenses · $75K salary baseline
Key differences
COL index
10289
100 = US avg
1BR rent
$1,750$1,250
per month
State tax
4.5%2.5%
income tax
Take-home at $75K
$4,459$4,584
per month
Salary needed in Fargo to match your Durham lifestyle
Based on the 13% cost of living decrease between the two cities.
| Your salary in Durham | Equivalent in Fargo |
|---|---|
| $40K | $34,902 |
| $50K | $43,627 |
| $60K | $52,353 |
| $75K | $65,441 |
| $80K | $69,804 |
| $100K | $87,255 |
| $120K | $104,706 |
| $150K | $130,882 |
Monthly budget at $75K — Durham vs Fargo
| Expense | Durham | Fargo |
|---|---|---|
| Monthly take-home | $4,459 | $4,584 |
| 1BR rent | $1,750 | $1,250 |
| Groceries | $372 | $369 |
| Transport | $82 | $50 |
| Utilities | $155 | $155 |
| Internet | $62 | $65 |
| Left after essentials | $2,038 | $2,695 |
Frequently asked questions
Is Fargo cheaper than Durham?
Yes. Fargo has a cost of living index of 89 vs 102 for Durham (100 = US average). That's about 13% cheaper.
How much will I save moving from Durham to Fargo?
On a $75K salary, moving from Durham to Fargo could save roughly $532/month on core expenses. That's ~$6,384/year.
What salary do I need in Fargo to match my Durham lifestyle?
To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $65,441/year in Fargo. This is based on the overall COL index difference between the two cities.
Moving from Fargo to DurhamDurham vs Fargo — full comparisonDurham cost of livingFargo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only