Moving from Durham to Baltimore (2026)

Baltimore has a COL index of 110 vs 102 for Durham (100 = US average). Expect to pay about 8% more for the same lifestyle.

Pay ~$198 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
102110
100 = US avg
1BR rent
$1,750$1,900
per month
State tax
4.5%4.8%
income tax
Take-home at $75K
$4,459$4,441
per month

Salary needed in Baltimore to match your Durham lifestyle

Based on the 8% cost of living increase between the two cities.

Your salary in DurhamEquivalent in Baltimore
$40K$43,137
$50K$53,922
$60K$64,706
$75K$80,882
$80K$86,275
$100K$107,843
$120K$129,412
$150K$161,765

Monthly budget at $75K — Durham vs Baltimore

ExpenseDurhamBaltimore
Monthly take-home$4,459$4,441
1BR rent$1,750$1,900
Groceries$372$391
Transport$82$88
Utilities$155$175
Internet$62$65
Left after essentials$2,038$1,822

Frequently asked questions

Is Baltimore cheaper than Durham?

No. Baltimore has a cost of living index of 110 vs 102 for Durham (100 = US average). That's about 8% more expensive.

How much will I save moving from Durham to Baltimore?

On a $75K salary, core expenses in Baltimore run about $198/month more than Durham. Factor this into your salary negotiation when relocating.

What salary do I need in Baltimore to match my Durham lifestyle?

To maintain the same purchasing power as $75,000 in Durham, you'd need roughly $80,882/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only