Moving from Duluth to Tampa (2026)

Tampa has a COL index of 104 vs 87 for Duluth (100 = US average). Expect to pay about 20% more for the same lifestyle.

Pay ~$845 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
87104
100 = US avg
1BR rent
$1,200$2,000
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month

Salary needed in Tampa to match your Duluth lifestyle

Based on the 20% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Tampa
$40K$47,816
$50K$59,770
$60K$71,724
$75K$89,655
$80K$95,632
$100K$119,540
$120K$143,448
$150K$179,310

Monthly budget at $75K — Duluth vs Tampa

ExpenseDuluthTampa
Monthly take-home$4,122$4,741
1BR rent$1,200$2,000
Groceries$369$376
Transport$60$65
Utilities$165$195
Internet$62$65
Left after essentials$2,266$2,040

Frequently asked questions

Is Tampa cheaper than Duluth?

No. Tampa has a cost of living index of 104 vs 87 for Duluth (100 = US average). That's about 20% more expensive.

How much will I save moving from Duluth to Tampa?

On a $75K salary, core expenses in Tampa run about $845/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Tampa to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $89,655/year in Tampa. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only