Moving from Duluth to Sacramento (2026)

Sacramento has a COL index of 127 vs 87 for Duluth (100 = US average). Expect to pay about 46% more for the same lifestyle.

Pay ~$862 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
87127
100 = US avg
1BR rent
$1,200$2,000
per month
State tax
9.9%9.3%
income tax
Take-home at $75K
$4,122$4,159
per month

Salary needed in Sacramento to match your Duluth lifestyle

Based on the 46% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Sacramento
$40K$58,391
$50K$72,989
$60K$87,586
$75K$109,483
$80K$116,782
$100K$145,977
$120K$175,172
$150K$218,966

Monthly budget at $75K — Duluth vs Sacramento

ExpenseDuluthSacramento
Monthly take-home$4,122$4,159
1BR rent$1,200$2,000
Groceries$369$403
Transport$60$100
Utilities$165$150
Internet$62$65
Left after essentials$2,266$1,441

Frequently asked questions

Is Sacramento cheaper than Duluth?

No. Sacramento has a cost of living index of 127 vs 87 for Duluth (100 = US average). That's about 46% more expensive.

How much will I save moving from Duluth to Sacramento?

On a $75K salary, core expenses in Sacramento run about $862/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Sacramento to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $109,483/year in Sacramento. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only