Moving from Duluth to Rochester (2026)

Rochester has a COL index of 89 vs 87 for Duluth (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$130 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8789
100 = US avg
1BR rent
$1,200$1,300
per month
State tax
9.9%6.9%
income tax
Take-home at $75K
$4,122$4,309
per month

Salary needed in Rochester to match your Duluth lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Rochester
$40K$40,920
$50K$51,149
$60K$61,379
$75K$76,724
$80K$81,839
$100K$102,299
$120K$122,759
$150K$153,448

Monthly budget at $75K — Duluth vs Rochester

ExpenseDuluthRochester
Monthly take-home$4,122$4,309
1BR rent$1,200$1,300
Groceries$369$376
Transport$60$65
Utilities$165$180
Internet$62$65
Left after essentials$2,266$2,323

Frequently asked questions

Is Rochester cheaper than Duluth?

No. Rochester has a cost of living index of 89 vs 87 for Duluth (100 = US average). That's about 2% more expensive.

How much will I save moving from Duluth to Rochester?

On a $75K salary, core expenses in Rochester run about $130/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Rochester to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $76,724/year in Rochester. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only