Moving from Duluth to Naperville (2026)

Naperville has a COL index of 100 vs 87 for Duluth (100 = US average). Expect to pay about 15% more for the same lifestyle.

Pay ~$466 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
87100
100 = US avg
1BR rent
$1,200$1,650
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month

Salary needed in Naperville to match your Duluth lifestyle

Based on the 15% cost of living increase between the two cities.

Your salary in DuluthEquivalent in Naperville
$40K$45,977
$50K$57,471
$60K$68,966
$75K$86,207
$80K$91,954
$100K$114,943
$120K$137,931
$150K$172,414

Monthly budget at $75K — Duluth vs Naperville

ExpenseDuluthNaperville
Monthly take-home$4,122$4,428
1BR rent$1,200$1,650
Groceries$369$380
Transport$60$72
Utilities$165$158
Internet$62$62
Left after essentials$2,266$2,106

Frequently asked questions

Is Naperville cheaper than Duluth?

No. Naperville has a cost of living index of 100 vs 87 for Duluth (100 = US average). That's about 15% more expensive.

How much will I save moving from Duluth to Naperville?

On a $75K salary, core expenses in Naperville run about $466/month more than Duluth. Factor this into your salary negotiation when relocating.

What salary do I need in Naperville to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $86,207/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only