Moving from Duluth to Lincoln (2026)

Lincoln has a COL index of 86 vs 87 for Duluth (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$91/mo
on core expenses · $75K salary baseline

Key differences

COL index
8786
100 = US avg
1BR rent
$1,200$1,150
per month
State tax
9.9%5.8%
income tax
Take-home at $75K
$4,122$4,378
per month

Salary needed in Lincoln to match your Duluth lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in DuluthEquivalent in Lincoln
$40K$39,540
$50K$49,425
$60K$59,310
$75K$74,138
$80K$79,080
$100K$98,851
$120K$118,621
$150K$148,276

Monthly budget at $75K — Duluth vs Lincoln

ExpenseDuluthLincoln
Monthly take-home$4,122$4,378
1BR rent$1,200$1,150
Groceries$369$357
Transport$60$48
Utilities$165$152
Internet$62$58
Left after essentials$2,266$2,613

Frequently asked questions

Is Lincoln cheaper than Duluth?

Yes. Lincoln has a cost of living index of 86 vs 87 for Duluth (100 = US average). That's about 1% cheaper.

How much will I save moving from Duluth to Lincoln?

On a $75K salary, moving from Duluth to Lincoln could save roughly $91/month on core expenses. That's ~$1,092/year.

What salary do I need in Lincoln to match my Duluth lifestyle?

To maintain the same purchasing power as $75,000 in Duluth, you'd need roughly $74,138/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only